252 episodes

The United States education system has failed in an important way: teaching us on the basics of capitalist economy and financial well-being. This podcast aims to change that at an individual level - diving deep into the topics that impact you the most.

We bring high-value guests on our show not to ask them where they're from or what their best one-liner is - we invite guests solely for the purpose of long-form, high-impact discussions.

I'm your host, AJ Osborne, and by working together, we can be Saving Capitalism and build a better future for ourselves and our families.

Find our video podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Saving Capitalism AJ Osborne

    • Business
    • 4.9 • 152 Ratings

The United States education system has failed in an important way: teaching us on the basics of capitalist economy and financial well-being. This podcast aims to change that at an individual level - diving deep into the topics that impact you the most.

We bring high-value guests on our show not to ask them where they're from or what their best one-liner is - we invite guests solely for the purpose of long-form, high-impact discussions.

I'm your host, AJ Osborne, and by working together, we can be Saving Capitalism and build a better future for ourselves and our families.

Find our video podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    32. Cybersecurity expert on role of AI in modern business w/ Darren Gallop

    32. Cybersecurity expert on role of AI in modern business w/ Darren Gallop

    Cybersecurity is highly technical. You and I probably would not be able to understand a lot of the terms or systems or coding behind it. But revolutionary improvements come from the practical application of technology. So, how do we leverage the tech available to us in our own personal and professional lives? Is it truly the next step for modern businesses?

    In this episode, we bring on Darren Gallop, CEO & co-founder of Carbide, a company specializing in Information Security. His insight into the new communication age - particularly with the advent of AI - addresses how everyday security and privacy best practices are often difficult for the average human to make sense of.

    Security & privacy are simple ideas, but in practice, they are intensely complex. And businesses today can have very stubborn or "set in their ways" type of leadership. "No, it's my way, or the highway." But that often alienates the employees involved.

    0:00 The Cybersecurity Business

    26:34 AI & Cybersecurity

    Check out Dareen & his company Carbide: https://carbidesecure.com/ 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

    • 48 min
    31. What's happening to AirBNBs? - Short-Term Rentals w/ Avery Carl

    31. What's happening to AirBNBs? - Short-Term Rentals w/ Avery Carl

    Avery and her husband had a great idea one day to purchase a home and to rent it out, in hopes that one day, they will be able to help fund their kids' education with the income. They didn't even know this was known as "Real Estate Investing." At the time, there was no such thing as podcasts or courses to talk about this. 

    This idea then morphed into AirBNBs and short-term rentals, and she has been doing it for over a decade. But this asset class has changed dramatically over that time. States are changing laws and imposing regulations, all while the competition is increasing. With all the noise about short-term rentals lately, is it still worth investing in? 

    Stay tuned!

    Follow Avery on Instagram: https://www.instagram.com/theshorttermshop/?hl=en 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

    • 32 min
    30. Buying Real Estate in 2024 with...Letters? Direct Mail Marketing w/ John Klingelhoets

    30. Buying Real Estate in 2024 with...Letters? Direct Mail Marketing w/ John Klingelhoets

    Real estate investing has two forms: active and passive. Passive is what most people think of when you say real estate investing, where you buy an asset, and it generates some sort of cashflow for you. Active investing takes this and applies the principles of business, including scale, value-add, management, and more.

    Today's guest, John Klingelhoets, began investing in real estate a decade ago. But during this process, he found it very beneficial to send letters - direct mail - to help him find more deals. Eventually, the deals started coming in, his friends wanted letters just like his, and it became a direct mail business.

    If you think of real estate as not just an asset, but also a business, you can take advantage of a powerful aspect of capitalism: Business-to-Business sales, or known as B2B. But of course, if the businesses provided services to each other are YOUR businesses, there's much more opportunity to expand into multiple niches at once. 

    So, how can you leverage the power of B2B to grow your real estate portfolio? And can direct mail play a role into it? Find out in this week's episode! 

    Learn more about John and Robot Ink here: https://www.robotinkmarketing.com/ 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

    • 37 min
    29. Can you CREATE LUCK in your Life & Business?

    29. Can you CREATE LUCK in your Life & Business?

    Can luck dictate one's success in business? Absolutely. But looking at another's success or luck does not mean that you lose something in exchange. Luck is something I fully believe can be CREATED.

    For example, when I was paralyzed and stuck in a hospital bed, many may say - how is that lucky? That seems like terrible luck. But looking back today, I feel grateful for this experience. It's shaped my new life, my mission, and my day to day. I was stripped away of any self-pride or self-consciousness. This enabled me to take to new heights in my life and business. This podcast is just one of the new beginnings.

    I would never trade this experience. It was SO valuable...in hindsight. Looking back, I had a choice: I could give up, or I could use it to my advantage. 

    When you are faced with overwhelming odds or extremely bad luck, what choice will YOU make? 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

    • 32 min
    28. SIGNAL vs NOISE - Why the News Media's Reality isn't Yours

    28. SIGNAL vs NOISE - Why the News Media's Reality isn't Yours

    2024 is yet another pivotal election year for the United States. But if we've learned anything from the last few elections, there is a tremendous amount of fearmongering, noise, and propaganda that can result from a journalistic system incentivized by money and clicks.   

    This is why I'm HYPER-aware of anything that intends to change or influence my perceived reality. We all perceive the world differently, right? Is there a right or wrong way to perceive it?   

    When I experienced ICU Delirium, it changed how I looked at the world. Literally. My nerves told me I was standing up, while I was laying down. But my mind created a reality where I was. Ever since, I've been very wary of what the "news" tells me.   

    Are you?

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

    • 35 min
    27. How 18% Interest Rates changed the Housing Market - Will we ever go back?

    27. How 18% Interest Rates changed the Housing Market - Will we ever go back?

    My dad, Ron, lived in a time where mortgage interest rates were 18% - the highest in US history. He assumed he would never be able to own a home, and he would be renting forever. He had friends going down to the bank to get 12% interest on a Certificate of Deposit (CD). It was absolutely bonkers.   

    He was just trying to get started, as a young man. The policies enacted to get things under control was so aggressive that it had lasting consequences for the American economy.  

    But somehow, he survived, and came out on top. And he has seen the lingering effects of various monetary policies: it's not just that one quarter or one year that's affected. Why did this happen, and what did it mean for housing, cost of living, and consumer sentiment?

    Do we REALLY have to choose between high interest rates and high home prices?

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

    • 47 min

Customer Reviews

4.9 out of 5
152 Ratings

152 Ratings

Korbin Smoot ,

Incredible!

Great information!

Cody Schaefer ,

Positive

Great podcast! I love the logic.

NickTroutmanKayak ,

Saving Capitalism

I have always enjoyed hearing AJ’s perspectives on business, real estate and the economy, though this new series of Saving Capitalism is so much more. This should be mandatory listening to all, especially our youth. AJ is truly creating a library of value for years to come.

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